Loan Program 30 Year Fixed 3/1 ARM 1 Year ARM




Rate 7.750% 6.750% 6.000%
Discount Points: 1.000 1.000 1.000
Intial Cost $ $ $




1 year total cost $ $ $
2 year total cost $ $ $
3 year total cost $ $ $
4 year total cost $ $ $
5 year total cost $ $ $
10 year total cost $ $ $





1,000.00 1,000.00 1,000.00

8,719.26 7,717.43 6,966.60

16,368.03 14,360.66 14,835.79

23,940.65 20,924.50 24,592.64

31,431.00 29,338.35 36,229.05

38,832.47 39,586.43 47,800.66





74,235.87 99,078.67 104,359.64




Note: The schedules above do not show tax consequences or interest income from monthly or up-front savings.
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