Daily Rates* as of 9/2/2010

Zero Points | One Point | Two Points
Program Rate APR Points Monthly
Payment
Conforming 1 Yr ARM 2.750% 3.071%1 0.000% $408.24
Conforming 15 Yr Fixed 4.000% 4.178%2 0.000% $739.69
Conforming 3 Yr ARM 3.500% 3.984%3 0.000% $449.04
Conforming 30 Yr Fixed 4.375% 4.479%4 0.000% $499.29
* Payments based on $100,000 loan amount.

Rates* are updated weekly and are subject to change without notice. CUSO of Hawaii, Inc. has many other loan programs available at special buy-downs. Points above describe Discount Points. CUSO of Hawaii, Inc. has no origination fee. Rates* are not guaranteed until you submit a signed application and lock your rate* with a written confirmation. Rates* are subject to change and are dependent upon borrower qualification and satisfactory appraisal. To expedite the lock process call (808) 539-0193 for a free credit analysis.

Above rates* are for owner-occupied properties.
The conforming loan limits for all states except Alaska and Hawaii are:

  • $252,700 for single family dwelling
  • $323,400 for 2 unit properties
  • $390,900 for 3 unit properties
  • $485,800 for 4 unit properties

Conforming loans <$100,000: add 0.5 points to the fee
Conforming loans <$75,000: add 0.75 points to the fee
Conforming loans <$50,000: add 1.5 points to the fee
For conforming loans on non-owner occupied properties add 1.5 points to the cost at a given rate*.

The APR calculation shown is based on a loan amount of $100,000 and closing costs of $1,000 (excluding Points) with 20% down payment. The above is not an advertisement of rate* as determined by Regulation Z, nor an offer for lock-in. Some loan programs are available with a 3% down payment at the same rate*. Please call us at (808) 539-0193 if you have a question about a program or rate* that is not listed.